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Laura Smith Homes can help you define your home search – give us a call at 661-755-6420 or check us out online at laurasmithhomes.com.

If you decided that 2015 is the year to make a major housing change, you’ll want to confirm that your credit behaviors are at their best. Buying a house is probably the biggest expense most of us ever take on in life. Your credit plays an important role in affording you access to the best terms available from your lender.

If credit is on your list of things to improve next year, there are many options to tune up the ways you think about and interact with your credit. Knowing the smart solutions to improve your credit habits can take you far in the new year — especially with a big purchase ahead.

So check your credit report regularly to know where your credit stands, and to make sure you’re prepared when it comes time to buy a home. Consider your credit report the road map to all your credit behaviors: It’s important to know how your report will look to lenders and others when they see it for the first time.

You should also work on keeping your spending under control and in accordance with the budget you’ve set. Keeping tabs on your spending now will also help you benchmark how changes to your budgeting will affect how you spend after your home purchase.

When you’re in the market for a new home you want to deal with someone who knows the market, someone who knows what’s out there – and most of all someone you can trust. Laura Smith is that person. Laura Smith Homes can show you lots of options in the Santa Clarita Valley – from smaller homes to much bigger and fancier places. It all depends on what you’re looking for.

Laura Smith Homes has the expertise to find the perfect home for you, and we specialize in finding homes for members of the military and for seniors.

Check out our website laurasmithhomes.com to see some of the featured properties we can show you. They are in Valencia, Castaic and Canyon Country. Or give us a call at 661-755-6420.